Lower Hudson River Towns, New York - Homes & Estates

For Buyers


Rockefeller State Park & Stone Barns

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

My Virtual Tour for Buyers

As Your Agent, I Will

  • Establish a search profile based on your needs, wants and budget for a new home.
  • Assure that you see all the properties within Westchester's Hudson River Valley towns and villages that meet your criteria.  
  • Maximize your time by organizing viewings of such properties efficiently.
  • Obtain and present all facts and information regarding the properties which interest you.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
  • Always represent your best interests to level the playing field between the seller's agent and you.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Provide you with information on home inspection procedures and services.
  • Guide you through the entire home buying process, from finding homes to look at, to finally assisting you and your attorney at closing.

Before You Start Looking For Your New Home

Check your credit rating. Straighten out any errors before its too late.

  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

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Please do not hesitate to contact me with your real estate objectives. Your privacy is extremely important and I will never rent or sell your information, ever. Please read our Privacy Policy for further detail.

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Phyllis Lerner